Have I told you how I came up with "it's never too late "? When I made my Bnot Mitzvot with two of our children, I decided that I wanted to give a speech. It started out "It's never too late, that's the most optimistic statement a mortal can make".
I have no idea what happened after that, but that phrase just stuck with our family.
Another "It's never too late",adventurer can be found in the Times of Israel web site.They are a couple in their 80's who made Aliyah from the US. I'm not such a novelty.
And ,by the way, I am not going for a while. I have a 3 year commitment to my congregations Ritual committee. I'm on the second year and it's a a job I love.So although it is never too late, I'm not there yet.